I had a daikatana, doombolt crossbow, 1500 armour and 57 defence, the other guy only had an attack of 10 and a hand axe, but then... oops 8 critical damage and I lost the duel... Damn.
Is it just me that is noticing this, but there's a glitch where you start a character, attack a big city without doing anything, after you die play that character again and that big city automatically become yours.