Interesting idea but it doesn't provide the same dilemmas as "Papers, Please". It would be more interesting if there was some kind of loan amount you needed to reach, and if you could adjust the interest and fees for each person. As it is, it is just a game of whether you can follow simple instructions, with some commentary about how title loan places gouge their customers with horrible debt.
I like a lot of things about this game, but I find it really strange to have my main money maker be clicking, yet clicking is limited. Most other idle games you wait on the idle part, not the active part.
I had a problem with the red dots section as well, but once I lit all of them up and undid all of them and then put in the correct pattern, it worked and let me continue.
Level 13 is not impossible - just drop the stone as high as you can within the space provided. I got it on the third try - difficult for this kind of game, and I still recommend it be fixed - but it is possible.
Overall it's a cute little game.
I enjoy these games and I love the cupcake idea, but it just doesn't quite work. It is very similar to the rest of the Papa's series, but this one is somehow a little bit less entertaining and rewarding. It definitely does not make any improvements over the previous games, or add anything new.