What kind of wizard takes out a mafia loan with 182.5% APR? He has to have a credit rating in the negatives.... I'm betting he's got a serious addiction, and he went on a trip to avoid getting his kneecaps broken.
So, let me get this right, he can reload a mini-gun while he pumps air into car tires with a bicycle pump, but once its loaded he's lost the coordination to pull the trigger on the same minigun?
I guess the blacksmith has it right, if someone can come up with 32 trillion cash for a rock its probably better to hoard gems to curb against inflation.