@Crazyinsane500 top comment - Thats a pain in the earlier stages, but when you get a hold of some good military armor, and have at least 3 people with a good amount of AP/Agility, you can easily take your shots quicker than he can, and if you have accuracy too... not a problem.
We need a bank to prevent people from nicking our gold when we are away, nothing more frustrating than working up all that good, having to go away for a minute or to work, and then finding some player 10 levels above you has stripped you of all wealth! VERY annoying!
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