I don't really see the issues people are having in earning their coins back for the debts... You are able to spend a little at a time (100) in order to lower the amounts. this results in less debt accumulating as well.
Ragnarok is easy to beat if you use big guns. chainguns and explosives work nicely. it also helps to use a holy grail R I G H T before they start firing.
Just wanting to say, I absolutely love this game. I see a lot of complaining about little things in the game... Some of it is understandable whereas some of it is just laziness... To those who complain about how much of a "grind fest" this is, that is all part of this game's charm... You can't just play and beat the game in thirty minutes, no, but that's what makes it so enjoyable.... actually WORKING to get somewhere...
I thank you, undefined, for making games like this that we can all enjoy. Keep this series strong for us die-hard fans!
i love this game, but i agree it is too simple. if you use far east and take over nagoya, you win. "black shadpws" (typo in game) kill anything and everything.