Phantom, when the games messes up like that, quite often a refresh is all u need to fix it. Just press the f5 key or hit the refresh icon in your explorer.
Proc stands for Programmed Random OCcurance and is not the same as a crit. A crit does dual (or triple) damage where a proc adds an effect to an attack. Pilebunker for example, has a 25% chance to "proc" crushed soul, dealing 25 damage.
Skills increase your winning chances no doubt, but i have lost quite a few games i should have won already due to "lucky" crits, misses or hell even the occasional bug.
Hell just a few games ago i was in a mirror match (same chars, different items). I managed to eliminate all but 1 of his characters, having 2 full health chars up. My Cain finished of his, but his Phylactery procced. It managed to proc 5 turns in a row, killing of my 2 full health chars.
Interesting, if u hit stand fast enough after "busting" u wont actually bust. Instead the game will just continue as if u have a valid score. 444! beat that dealer!
Your screen should be filled with enemies in this game, but instead they come at U at a pretty slow pace. Or at least they do at the first few lvl's. The slow pace and the misplaced music (way to happy) made me quit after like lvl 3 or so :P