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If you have credits, then you can buy booster packs by clicking on the get more characters tab and clicking on your pack.
Alternatively, if you mean to get a card alone, then go to the Urban Rivals page ([www.urban-rivals.com](http://www.urban-rivals.com)) and login. From there you can hover your mouse over the collection tab and go down to market, then click on buy characters.
I am not sure you can log into your Kongregate account via the site, however, you can log into your Urban Rivals account when playing the game on here. If you are already logged in, log out then you will come to the opening screen saying make an account, however at the bottom it may say log in with your Urban Rivals account, from there fill in your credidentials (your username and password) and you are in with your account.