If you’re going to try to beat animus, I would use her. One of her moves lowers the power of magical attacks, which is all animus uses. Get her spirit at 100 (I recommend using Solaar’s Spirit Graft) and he literally cannot hurt you.
I think that it is dumb that we would be encouraged to spend money on something that doesnt help us, the people who spent the money, whatsoever. Maybe make it cost a certain amount of points? that MIGHT make people contribute more